Q&A: Where can we get a personal secured loan with bad credit?

Question by lartam95: Where can we get a personal secured loan with bad credit?
I had to quit my job to stay home and care for my son who has CP. He had 2 big surgeries in two weeks time. One to correct complications from the first. So we have now lost one income and have new large medical bills rolling in. We are getting really far behind and our credit is now down the tubes. Does anyone no where we can get a secured personal ie meaning we have some collateral?
I hate to tell you this but I don’t think you will be able to get a loan. Actually, it’s probably a Godsend because all it would do is put you further in debt. You need to find another way to get the money – start a side business, write a book, come up with an idea that will attract money. Sell something very important. Cut your costs. Think about all that don’t waste too much time trying to get a loan. Even if you could the interest would kill you.